Free · No spam · 100+ lenders
Get the Right Business Loan in Minutes
FINIPE AI compares working capital, cash credit, OD, home loans and more from 100+ lenders. Free. No spam.
AI-powered · Verified lenders only · Zero hidden fees
How it works
3 steps. Right loan. No runaround.
Tell FINIPE AI your requirement
Share your loan amount, purpose, and business type. The AI asks the right questions — no long forms.
AI finds the best offers
FINIPE AI searches across verified lenders and aggregators to surface the most suitable options for your profile.
Apply directly — zero hidden fees
Connect directly to the lender. No commission added to your EMI. No spam calls. Your data stays private.
Loan products
Every loan type, one platform
Cash Credit OD
Revolving credit line against your current account. Draw and repay as needed.
Working Capital Loan
Short-term funding for operations, inventory, and payroll. Fast disbursals.
Home Loan
Purchase or construct your home with competitive rates from 20+ banks.
Personal Loan
Unsecured credit for any personal need — minimal documentation, quick approval.
Business Loan
Term loans for business expansion, equipment, or asset purchase.
Loan Against Property
Unlock the equity in your property. Higher limits, lower rates, longer tenure.
Powered by Urban Money · Ruloans · Andromeda — 3 verified loan aggregators · 100+ lenders · RBI-regulated DSA network
Are you a Loan DSA or NBFC?
List your lending services on FINIPE and reach thousands of verified borrowers looking for business credit every day.
List your services →Frequently asked questions
What types of loans can I compare on FINIPE?+
FINIPE supports working capital loans, cash credit and overdraft facilities, home loans, personal loans, business term loans, and loans against property. The AI compares offers from 100+ verified lenders across banks, NBFCs and aggregators.
Is FINIPE itself a lender?+
No. FINIPE is a facilitator that connects you to verified RBI-regulated lenders through partner DSA networks including Urban Money, Ruloans and Andromeda. The loan agreement is always directly between you and the lender. FINIPE adds no commission to your EMI.
What CIBIL score do I need for a business loan?+
Most lenders on FINIPE require a CIBIL score of 700 or higher for unsecured business loans. For secured loans (loan against property, working capital against collateral), 650+ is often acceptable. The AI screens offers based on your actual score.
How fast can I get loan approval?+
Pre-approval through the AI typically takes 5 minutes. Final sanction depends on the lender — digital lenders can disburse within 24-72 hours; traditional banks take 5-14 working days for home loans and business loans involving collateral.
Are there any hidden fees?+
No. FINIPE does not charge borrowers any fee. Lenders may charge processing fees (typically 0.5-2% of loan amount), GST on processing fees, and standard documentation charges — all disclosed upfront in the offer letter.