Free · No broker push · 50+ insurers
Protect Your Business. Get the Right Cover in Minutes.
FINIPE AI compares health, fire, marine, liability and cyber insurance from 50+ insurers. Free. No broker push.
AI-powered · Verified insurers only · Zero commission added
How it works
3 steps. Right cover. Zero pressure.
Tell AI your risk profile
Share your business type, headcount, assets, and liabilities. The AI asks the right questions — no agent calls.
AI compares policies
FINIPE AI surfaces plans from verified insurers ranked by cover, exclusions, and premium — not commission.
Apply directly — zero commission
Connect directly to the insurer. No markup on your premium. No cold calls. Your data stays private.
Insurance products
Every risk type, one platform
Health Insurance
Group health covers for employees. Floater plans for founders and families. Cashless across 5,000+ hospitals.
Fire & Burglary
Protect your premises, inventory, and equipment from fire, theft, and natural disasters.
Marine Cargo
Cover goods in transit — domestic road, sea, or air freight. Single-trip and open policies available.
Cyber Risk
Data breach response, ransomware, and business interruption cover for digital-first businesses.
Directors & Officers
Personal liability protection for board members and senior executives against regulatory and legal actions.
Professional Indemnity
Errors & omissions cover for consultants, accountants, architects, and IT service providers.
Powered by HDFC Ergo · ICICI Lombard · Bajaj Allianz — 3 verified insurers · IRDAI-regulated · Zero commission markup
Are you an Insurance Agent or POSP?
List your insurance services on FINIPE and reach thousands of verified businesses looking for the right cover every day.
List your services →Frequently asked questions
Is FINIPE itself an insurance broker?+
No. FINIPE is a comparison facilitator. Policies are issued by IRDAI-regulated insurers including HDFC Ergo, ICICI Lombard and Bajaj Allianz. The contract is directly between you and the insurer.
Does FINIPE add any commission to my premium?+
No. Premiums shown on FINIPE are the insurer-published rate. We are paid by insurers as a recognised channel partner but never add markup to your premium.
Can I buy insurance for my employees through FINIPE?+
Yes. Group health insurance is one of the most common products purchased through FINIPE. The AI helps you size cover, evaluate exclusions and compare networks across 5,000+ hospitals.
How fast can I get a policy?+
Most retail policies (health, fire, marine cargo) are issued within 24-48 hours. Commercial covers like D&O, cyber risk and professional indemnity typically take 5-10 working days for underwriting.
What about claims support?+
Each insurer has its own claims process. FINIPE provides a claims-tracking dashboard once you purchase. For complex claims, our partner advisors (legal + insurance specialists) can be engaged separately.